Blog - Evensky

Market headlines can be overwhelming, especially in times of uncertainty. At Evensky & Katz / Foldes, we understand that economic shifts, policy changes, and market fluctuations can trigger real concerns about your financial future. In the letter below, our Chief Investment Officer, Lane Jones, shares insights on the current market environment, the impact of recent…

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Estate Planning Family Planning

My Child Just Turned 18: Legal and Financial Planning Every Parent Should Know
- Flavio Landivar
- Andres E. Vasquez, Esq
Your child blows out 18 candles, and suddenly the rules have changed. That student who relied on you for every appointment, form, and financial decision is now a legal adult. They can sign contracts. Open credit cards. Consent to medical treatment. Restrict access to their records. What felt like a gradual transition suddenly becomes very…
Estate Planning Family Planning

Talking to Aging Parents About Care and Finances: Gentle Questions That Can Change Everything
- Katherine Sojo
If you’re part of the sandwich generation, you probably know the feeling well. One minute you’re coordinating school pickups or work deadlines, and the next you’re wondering whether your parents are really doing OK on their own. It can feel like you’re being pulled in every direction at once. These conversations aren’t easy. They’re emotional,…
Financial Literacy & Fundamentals

Navigating NIL Opportunities: Why Financial Responsibility Matters for Student-Athletes
- Michael Hoeflinger
The introduction of Name, Image, and Likeness (NIL) rights has reshaped the world of college athletics. Student-athletes can now profit from their personal brands by partnering with businesses, signing endorsement agreements, and monetizing their social media presence—opportunities that were unavailable to previous generations. From a financial advisor’s perspective, NIL represents both opportunity and responsibility. For…
Estate Planning Family Planning

From Lucky Breaks to Lasting Wealth: A Couple’s Playbook to Smart Money Moves
- Flavio Landivar
Couples don’t need a lottery win to build meaningful wealth together. The real advantage comes from how you handle unexpected money when it enters your lives. A bonus, inheritance, or tax refund can either disappear quickly or become a stepping stone toward shared financial security. This guide helps couples think ahead and set shared goals…
Market Insights Wealth Management

Confidence in Chaos: How to Stay Invested Through Market Volatility
- Kaylyn Adams
Would you rather be out of the stock market when it goes down, or risk being out when it rebounds? It is a tongue twister, but it gets to the heart of one of the most important questions in investing. There is no reliable way to consistently exit the market before downturns and reenter before…
Family Planning Financial Literacy & Fundamentals

Buyers’ Remorse: A Small Moment That Teaches a Bigger Lesson
- Anne Bednarz
Have you ever watched your child make a decision you know will teach them something important, even if it is a little uncomfortable in the moment? As a parent, I would much rather spare my kids from learning things the hard way. But experience has a way of making lessons stick in a way advice…